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The Motorcycle Insurance for Helmet Laws by State

The Motorcycle Insurance always believe that wearing the right helmet can reduce the risk of serious brain damage and death during the accident. In which the impact is being absorbed by the helmet, as opposed to your head and mind.

MOTORCYCLE HELMETS

In 1967, the federal government required states to enact universal motorcycle helmet laws to qualify for certain highway safety funds. By 1975, all but three had complied. In 1976, Congress revoked federal authority to assess penalties for noncompliance, and states began to weaken helmet laws to apply only to young or novice riders.

Currently, about half the states require helmets for all motorcyclists. Most other states require helmets for certain riders, and a few have no helmet law.

  •         47 states and the District of Columbia have a helmet law for motorcyclists.

                o    19 states and the District of Columbia have a universal helmet law, requiring helmets for all riders.

                o    The remaining 28 states require helmets for specific riders.

  •         Illinois, Iowa and New Hampshire do not have a motorcycle helmet law.

BICYCLE HELMETS                                                        

Fewer states have enacted bicycle helmet laws. However, many localities require helmet use for some or all bicyclists.

  •         21 states and the District of Columbia have a helmet law for bicyclists below a certain age, generally about 16.
  •         29 states have no bicycle helmet law.

 

State Motorcyclists Bicyclists
Universal Helmet Law (Enacted) Partial Law Universal Helmet Law (Repealed)
Alabama 1967 <16
Alaska <18 or instructional permit;

all passengers

1976
Arizona <18 1976
Arkansas <21 1997
California 1992 <18
Colorado <18; all passengers <18 1977
Connecticut <18 1976 <16
Delaware <19 1978 <18
D.C. 1970 <16
Florida <21 or those with <$10,000 in medical coverage for motorcycle-related injuries 2000 <16
Georgia 1969 <16
Hawaii <18 1977 <16
Idaho <18 1978
Illinois 1970
Indiana <18 1977
Iowa 1976
Kansas <18 1976
Kentucky <21 or licensed <1 yr.;

no medical insurance

1998
Louisiana 2004 <12
Maine Licensed <1 yr.;

all passengers <18

1977 <16

($25 fine for 2nd or subsequent violation)

Maryland 1992 <16
Massachusetts 1967 >1 and <17

(<1 prohibited)

Michigan <21 or no additional insurance (riders and passengers) 2012
Minnesota <18 or instructional permit 1977
Mississippi 1974
Missouri 1967
Montana <18 1977
Nebraska 1989
Nevada 1972
New Hampshire <16
New Jersey 1968 <17
New Mexico <18 1977 <18
New York 1967 >1 and <14

(<1 prohibited)

North Carolina 1968 <16
North Dakota <18; all passengers if operator is <18 1977
Ohio <18 or licensed <1 yr.; all passengers if operator required to wear helmet 1978
Oklahoma <18 1976
Oregon 1988 <16
Pennsylvania <21 or licensed <2 yrs. except those who complete a PnnDOT- or Motorcycle Safety Foundation-approved safety course 2003 <12
Rhode Island <21 or licensed <1 yr.;

all passengers

1976 <16
South Carolina <21 1980
South Dakota <18 1977
Tennessee 1967 <16
Texas <21; those who have not completed safety course or have no medical insurance (secondarily enforced) 1997
Utah <18 1977
Vermont 1968
Virginia 1970
Washington 1990
West Virginia 1971 <15
Wisconsin <18 or instructional permit 1978
Wyoming <18 1983

 

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